[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.candid.cz\/nektere-pojmy-ve-financni-oblasti-jsou-zavadejici\/#Article","mainEntityOfPage":"https:\/\/www.candid.cz\/nektere-pojmy-ve-financni-oblasti-jsou-zavadejici\/","headline":"N\u011bkter\u00e9 pojmy ve finan\u010dn\u00ed oblasti jsou zav\u00e1d\u011bj\u00edc\u00ed","name":"N\u011bkter\u00e9 pojmy ve finan\u010dn\u00ed oblasti jsou zav\u00e1d\u011bj\u00edc\u00ed","description":"Jedn\u00edm z produkt\u016f, kter\u00fd u\u017e nen\u00ed mo\u017en\u00e9 z\u00edskat, je nap\u0159\u00edklad takzvan\u00e1 stoprocentn\u00ed hypot\u00e9ka. V sou\u010dasn\u00e9 dob\u011b nen\u00ed ji\u017e nic takov\u00e9ho k m\u00e1n\u00ed. Stejn\u011b zav\u00e1d\u011bj\u00edc\u00ed m\u016f\u017ee b\u00fdt i term\u00edn \u201ehypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f\u201c. U\u017e na prvn\u00ed pohled je nelogick\u00e9, \u017ee by poskytovatel finan\u010dn\u00ed pomoci https:\/\/www.fahd.cz\/hypoteka-bez-dolozeni-prijmu\/ necht\u011bl v\u011bd\u011bt, jestli je jeho klient","datePublished":"2018-10-24","dateModified":"2018-10-24","author":{"@type":"Person","@id":"https:\/\/www.candid.cz\/author\/#Person","name":"","url":"https:\/\/www.candid.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2a487990a452554e9d027cbab96c6e6e6d3b119f22a2b3fb9e2bcb7e021cd643?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2a487990a452554e9d027cbab96c6e6e6d3b119f22a2b3fb9e2bcb7e021cd643?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"candid.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.candid.cz\/wp-content\/uploads\/img_a327616_w1703_t1539934716.jpg","url":"https:\/\/www.candid.cz\/wp-content\/uploads\/img_a327616_w1703_t1539934716.jpg","height":0,"width":0},"url":"https:\/\/www.candid.cz\/nektere-pojmy-ve-financni-oblasti-jsou-zavadejici\/","about":["Finance"],"wordCount":398,"articleBody":"        Jedn\u00edm z produkt\u016f, kter\u00fd u\u017e nen\u00ed mo\u017en\u00e9 z\u00edskat, je nap\u0159\u00edklad takzvan\u00e1 stoprocentn\u00ed hypot\u00e9ka. V sou\u010dasn\u00e9 dob\u011b nen\u00ed ji\u017e nic takov\u00e9ho k m\u00e1n\u00ed. Stejn\u011b zav\u00e1d\u011bj\u00edc\u00ed m\u016f\u017ee b\u00fdt i term\u00edn \u201ehypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f\u201c. U\u017e na prvn\u00ed pohled je nelogick\u00e9, \u017ee by poskytovatel finan\u010dn\u00ed pomoci https:\/\/www.fahd.cz\/hypoteka-bez-dolozeni-prijmu\/ necht\u011bl v\u011bd\u011bt, jestli je jeho klient schopen sv\u00e9mu z\u00e1vazku v budoucnu dost\u00e1t. Ka\u017ed\u00e1 solidn\u00ed instituce, kter\u00e1 v\u00e1m poskytne finan\u010dn\u00ed prost\u0159edky, si prov\u011b\u0159\u00ed situaci \u017eadatele.Je to toti\u017e oboustrann\u011b d\u016fle\u017eit\u00e9. Tud\u00ed\u017e, zm\u00edn\u011bn\u00fd term\u00edn m\u00e1 sp\u00ed\u0161e poukazovat na to, \u017ee prok\u00e1z\u00e1n\u00ed nen\u00ed v\u016fbec slo\u017eit\u00e9 a lze ho dokonce i leg\u00e1ln\u00edm zp\u016fsobem obej\u00edt. Pokud je v\u00e1\u0161 p\u0159\u00edjem netransparentn\u00ed, pak m\u016f\u017eete p\u0159izvat do \u00fav\u011bru spoludlu\u017en\u00edka, kter\u00fd zm\u00edn\u011bn\u00fd p\u0159\u00edjem bez probl\u00e9m\u016f dolo\u017e\u00ed. Je nutn\u00e9 uv\u00e9st pravdiv\u00e9 \u00fadaje Stejn\u011b jednoduch\u00e9 je to i u \u00fav\u011br\u016f podnikatelsk\u00fdch, kde jsou podm\u00ednky nastaven\u00e9 je\u0161t\u011b benevolentn\u011bji. N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed tedy nen\u00ed rozhodn\u011b p\u0159ek\u00e1\u017ekou v poskytnut\u00ed \u00fav\u011bru. Je jen zapot\u0159eb\u00ed prok\u00e1zat, \u017ee skute\u010dn\u011b podnik\u00e1te a ne, \u017ee m\u00e1te \u017eivnost jen zalo\u017eenou. V tom p\u0159\u00edpad\u011b v\u00e1m m\u016f\u017ee b\u00fdt poskytnut \u00fav\u011br, ale pouze spot\u0159ebitelsk\u00fd. Je z\u0159ejm\u00e9, \u017ee n\u011bkter\u00fd soukrom\u00fd podnikatel m\u016f\u017ee m\u00edt n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, a p\u0159esto m\u00e1 dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy. Proto se u t\u011bchto \u017eadatel\u016f (OSV\u010c) prokazuje p\u0159\u00edjem i jin\u00fdmi mo\u017en\u00fdmi zp\u016fsoby. Kup\u0159\u00edkladu dolo\u017een\u00edm vydan\u00fdch faktur. U za\u010d\u00ednaj\u00edc\u00edch podnikatel\u016f sta\u010d\u00ed popsat podnikatelsk\u00fd z\u00e1m\u011br vyu\u017eit\u00ed finan\u010dn\u00edch prost\u0159edk\u016f. Jedna podm\u00ednka je v\u0161ak nep\u0159ekro\u010diteln\u00e1. K tomu, aby mohl poskytovatel v\u0161e posoudit a nedo\u0161lo k n\u011bjak\u00e9mu nep\u0159\u00edjemn\u00e9mu nedorozum\u011bn\u00ed, je zapot\u0159eb\u00ed, aby \u017eadatel uvedl \u00fapln\u00e9 a pravdiv\u00e9 informace. Do \u010deho\u017e spadaj\u00ed \u00fadaje o osobn\u00edm statusu a pochopiteln\u011b tak\u00e9 informace o v\u00fddaj\u00edch i p\u0159\u00edjmech. Ve\u0161ker\u00e9 \u00fadaje mus\u00ed b\u00fdt dolo\u017eeny p\u00edsemn\u011b, a to pouze a v\u00fdhradn\u011b listinn\u00fdmi doklady.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkter\u00e9 pojmy ve finan\u010dn\u00ed oblasti jsou zav\u00e1d\u011bj\u00edc\u00ed","item":"https:\/\/www.candid.cz\/nektere-pojmy-ve-financni-oblasti-jsou-zavadejici\/#breadcrumbitem"}]}]